Not sure who to go to and ask about this, so I’m just going to post it here. What do you do if you’ve caused a car accident but it wasn’t your fault?
That probably sounds ridiculous, but I swear, that’s what’s happened to me recently. I was driving down the road and someone stopped suddenly in front of me and I crashed into them. So far, sounds like my fault. But it wasn’t. The car in front of me stopped because the light changed to red really quickly. I wasn’t expecting it, but I was driving at a pretty safe distance. But when I hit the breaks, the car didn’t respond. Or not right away at least. I felt the breaks grab after a second, but it was that second that led to the collision. And now…
Now, I’m in trouble. The cop who responded to the call didn’t believe my story. And my insurance doesn’t believe me either. The guy whose car I hit wasn’t the nicest guy in the world, and he doesn’t believe me either. Nor do my parents. Nor do my friends, who all laughed at my story and said I was making it up.
So no one believes me. But it is true. I swear it is. The breaks didn’t catch until it was too late.
The cop says I was on my phone texting and that is the reason, which just isn’t true. My phone was out, yes, but it was on the passenger seat. I won’t deny that sometimes I do text and drive. I know I shouldn’t, but everyone does sometimes. Sometimes you have to get back to someone.
But I wasn’t doing it just then. I actually had both hands on the wheel and I was facing forward. I hit the breaks when I should. I shouldn’t be at fault.
Of course, because of my driving record, no one believes me. I’ve had a few crashes, all minor, and usually due at least partly to me. I’ll admit that. But this one wasn’t.
As I said, this is important because I’m in trouble now. My insurance is dropping me. I may lose my license. If I lose my license, I’ll lose my job. I don’t have the money that my insurance is saying I’ll have to pay to fix my car and this other guy’s. And that guy isn’t willing to cut any deal. I don’t have the money, and I may not have a job, so I won’t be able to get the money.
What do I do? Is there anyone out there who has an idea? I’ve looked at lawyers, but I’m afraid to take that step. Maybe just because no one else has believed me. But probably because I’m afraid they’ll take what little money I have and run.
I may not have a choice, though. I may have to find a lawyer now. I just don’t see any other way out.